Sunday, June 09, 2013

Medical Card

My medical card ^^
PowerLink Plan by Allianz~

My budget is monthly premium of RM200 (investment link):
(Life/TPD, Medical Card, 39 CI, Personal Accident).
No Annual Limit, only Whole Life Limit,
No Co-insurance.
Medical Card cover until 91 years old.
Guaranteed renewal (without portfolio withdrawal).
My total protection up to 1 Million+

I prefer not to have annual limit because the medical expenses is raising 15% - 20% each year, no matter how expensive I still able to claim. The age of the coverage is longer which I'll need it most that time~ I am able to claim 2 times too (if diagnosed 39 CI, it will not deduct from life).

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