My medical card ^^
PowerLink Plan by Allianz~
My budget is monthly premium of RM200 (investment link):
(Life/TPD, Medical Card, 39 CI, Personal Accident).
No Annual Limit, directly from Whole Life Limit,
No Co-insurance.
Medical Card cover until 91 years old.
Guaranteed renewal (without portfolio withdrawal).
My total protection up to 1 Million+
I prefer not to have annual limit because the medical expenses is raising 15% - 20% each year, no matter how expensive I still able to claim. I prefer no Co-insurance deposit during hospital admission because why should I still paying a deposit when I had paid my insurance. The age of the coverage is longer which I'll need it most that time~ I am able to claim 2 times too (if diagnosed 39 CI, it will not deduct from life).
